Preheat oven to 450°F.
Peel off the skin of the apples, cut into small pieces. Put in a small pan. Add water to cover and bring to a boil. When they are soft, remove from heat. Puree them in a blender. To make applesauce.
Separately, put almond meal, coconut flour, arrowroot powder, baking soda, and chopped pecans on a bowl and mix well.
In another bowl, add the wet ingredients, bananas, applesauce, eggs, coconut oil, Stevia and rice syrup. Mix well. Pour wet ingredients into the dry ingredients and fold them. Pour into your choice of muffin form and add half pecans on top for garnishing.
Bake for 20 minutes or until an inserted toothpick comes out clean. Let cool before removing from muffin form.